Unfortunately, individuals are injured every day in auto collisions due to negligence. Auto accidents often result in catastrophic injuries that negatively alter a victim’s life. In addition to their injuries, victims are often burdened by their hefty medical bills. Certain injuries can cause individuals to be out of work for a substantial amount of time or prevent them from working again. Whatever the case may be, individuals are responsible for paying their medical bills after an auto accident. However, they may be entitled to recover financial compensation for their economic damages. In the unfortunate event that you have been injured in an auto accident due to another person’s negligence, contact a knowledgeable St. Mary’s County Auto Accident Lawyer who can help you recover just compensation for your economic damages.
Who could be liable for paying my medical bills after an auto accident?
In Maryland, individuals who have been injured in an auto accident have a legal responsibility to pay their medical expenses. However, they can file a claim against the negligent party who directly caused them to endure their injuries to recover financial compensation for their damages. If the other motorists are responsible for the cause of the accident will be required to pay an injured individual’s medical bills. Typically, the negligent parties’ insurance company will quickly approach victims to get them to accept a lowball settlement before they know what their damages are worth. Injured individuals should avoid speaking with the negligent parties’ insurance companies until they consult a skilled St. Mary’s County auto accident lawyer. They may seem sympathetic, however, they are not on your side. They are trying to save their policyholder and insurance company money by offering an unfair settlement. Victims have three years from the date they were first injured to pursue legal action. Injured individuals must file a claim within this period, if they fail to do so they will be barred from ever doing so in the future.
What is Personal Injury Protection (PIP) insurance?
In several states, drivers are required to have PIP insurance coverage. In Maryland, drivers are not required to have PIP, they can waive it. If an individual wants PIP coverage, it is an add-on. Typically, insurance companies include PIP in their packages. Individuals should acquire PIP coverage because it covers injured individuals’ medical expenses as well as any lost wages in the event of an auto collision. Although PIP can benefit individuals, there are certain limitations to how much can be covered in damages. In Maryland, PIP insurance coverage is typically capped at $2,500. However, this limitation ultimately depends on an individual’s insurance policy.
If you or someone you love has been injured in an auto accident due to negligence, don’t hesitate to reach out to our skilled and determined team members. With years of experience, our firm can help you recover reasonable damages for your medical expenses and lost wages.