Whether you were made the victim of a car accident, slip and fall, construction accident, medical malpractice, or otherwise, you may have been left with permanently debilitating injuries. Evidently, this may alter the trajectory of your life as you once knew it. That is, you may be unable to earn the wages you once did, participate in the same activities you once enjoyed, and more. This is all to say that you must take action to get at least a glimmer of justice in this otherwise devastating set of circumstances. Without further ado, please read on to discover how to financially recover after incurring a permanent disability from an accident and how a seasoned Leonardtown personal injury lawyer at The Dorsey Law Firm can help you stay afloat during this difficult point in your life.
How can I financially recover from my permanent disability after an accident?
There are two ways in which you may continue to financially support yourself or otherwise financially recover after receiving a permanent disability in an accident. The first is by applying for Social Security Disability Insurance (SSDI) benefits with the Social Security Administration (SSA).
Now, these benefits are available to those with eligible physical, mental, and emotional disabilities set to last for at least one ‘year. Such disabilities must also prevent them from maintaining substantial gainful employment activity. So, if your treating physician provides a statement and other medical records that indicate all of the above, you may be entitled to these monthly government assistance payments. Of note, as of 2024 in the state of Maryland, the maximum amount in SSDI you may receive is $3,822 per month.
How else can I financially support myself after incurring a permanent disability?
Alongside the SSDI benefits option, you may fight to have the negligent party of your accident financially compensate you through a personal injury claim. For this claim, you must sufficiently prove that the negligent party’s actions directly caused your accident event to occur and subsequently your permanent disability to arise. If successful, you may receive an award that helps cover the cost of your long-term medical care and long-term lost wages. This may be in addition to being compensated for your incurred non-economic damages (i.e., emotional trauma, shame of disfigurement, etc).
It is worth mentioning that your personal injury claim should not affect the amount you receive in SSDI benefits. This is because SSDI benefits are not need-based but rather based on your work history and disability status. So, yes, you may file for both at the same time.
This blog is just the tip of the iceberg when it comes to personal injury laws in the state of Maryland. So for more information, please reach out to a competent Leonardtown personal injury lawyer from The Dorsey Law Firm.
